Terms and Conditions
Terms and Conditions
This document was last updated on March 1st 2020
You may not interfere with the security of, or otherwise abuse this website or any system resources, services or networks connected to or accessible through this website. You may only use this website for lawful purposes.
Jurisdiction and Age
CarProgramNow provides credit and referral services throughout Canada.
If you would like to use our services in connection with applying for a loan or other credit service using our Website, you will be asked to consent to CarProgramNow collecting, using and disclosing the personal information that you provide for the purposes of enabling us to provide such services to you.
You acknowledge and agree that access to and use of this website (and any of its related services) is provided via the Internet and that your information, including personal information, may be transferred across national borders and stored or processed in any country in the world as a result.
Consent, Communication, Services Paid & Financial Products and Services
If you apply for a loan or other credit product or service through this website, you may be asked to consent to CarProgramNow and/or our third party business affiliates collecting, using and/or disclosing the personal information that you provide to us to confirm your financial situation and your initial and ongoing eligibility for such credit products and services. In order to provide you with such products and services, you may be contacted by CarProgramNow and/or our third party business affiliates. In addition, you may also be asked to allow CarProgramNow and/or our third party business affiliates to perform a credit check on you, based on the information you have provided, to confirm your financial situation and your initial and ongoing eligibility for such products and services.
Unless you advise us otherwise, CarProgramNow and our third party business affiliates may offer you related products, services and pre-qualifications for other related or non-related credit or financial products and services. You acknowledge that: (i) all communications to you from CarProgramNow and its third party business affiliates may be done via SMS, telephone, email and postal mail; and (ii) CarProgramNow and our third party business affiliates may receive a referral fee for providing you with or referring you to a loan or other credit product or service.
GRN, AHRA, AWT, YGA, SS, RVA
When you are required to open an account to use elements of this website (or any of its related services), you must complete the registration process by providing complete and accurate information requested on the registration form. You will be asked to provide a username and password.
Where we offer you the ability to choose your own username(s) in connection with this website (or any of its related services), we will use reasonable efforts to assign such name(s) to you upon your request, provided however that you may not select, and we reserve the right to reject, any name that (i) has already been assigned, or (ii) we determine, in our sole discretion, is offensive, violates applicable law, is an attempt to impersonate another, or may interfere or be confused with, violate, exploit, or capitalize on, the rights of another. Where we reject a requested name, we may, in our sole discretion, assign an alternate name, ask you to select another name or terminate this agreement.
You agree that you are entirely responsible for maintaining the confidentiality of your username and password and that CarProgramNow and any of its partners, affiliates, officers, directors, employees, consultants, agents, and representatives will not be held responsible for any loss related to any lost, stolen or otherwise misappropriated username or password.
You may not use the account, username, or password of anyone else at any time, unless you are authorized to do so by such other user and CarProgramNow. You agree to notify CarProgramNow immediately on any unauthorized use, theft or misappropriation of your account, username, or password. CarProgramNow shall not be liable for any loss that you incur as a result of someone else using your username or password, either with or without your knowledge.
You acknowledge and agree that you shall be responsible for each and every access, use or employment of this website (and any of its related services) that occurs in conjunction with your passwords and user identifications, and that CarProgramNow is authorized to accept the user identifications and passwords as conclusive evidence that you have accessed, utilized, or otherwise employed of this website (or any of its related services).
Security of Website
All materials (including the organization and presentation of such material) on this website (the “Materials“) are the property of CarProgramNow and its licensors and may be protected by intellectual property laws including laws relating to copyrights, trade-marks, trade-names, internet domain names and other similar rights.
The Materials may only be used and copied for your own non-commercial, personal purposes, provided that the Materials are not modified and that copyright and other intellectual property notices are not deleted. You may not create derivative works from or otherwise exploit the Materials in any way. Unless you have entered into a separate agreement with CarProgramNow, any other use of these Materials without CarProgramNow’s written permission is prohibited.
Currency of website
CarProgramNow updates the information on this website periodically. However, CarProgramNow cannot guarantee or accept any responsibility or liability for the accuracy, currency or completeness of the information on this website. CarProgramNow may revise, supplement or delete information, services and/or the resources contained in this website and reserves the right to make such changes without prior notification to past, current or prospective visitors.
This website may provide links to third party websites for your convenience only. The inclusion of these links does not imply that CarProgramNow monitors or endorses these websites. CarProgramNow does not accept any responsibility for such websites. CarProgramNow shall not be responsible or liable, directly or indirectly, for any damage or loss, caused or alleged to be caused by or in connection with the use of or the reliance upon any information, content, goods or services available on or through any third party websites or linked resources.
Internet software or computer viruses
Due to technical difficulties with the Internet, Internet software or transmission problems could produce inaccurate or incomplete copies of information contained on this website. CarProgramNow shall not be responsible or liable for any software, computer viruses or other destructive, harmful or disruptive files or programs that may infect or otherwise impact your use of your computer equipment or other property on account of your access to, use of, or browsing on this website or your downloading of any of the Materials from this website. CarProgramNow recommends that you install appropriate anti-virus or other protective software.
Website and Materials Provided “As Is”
THIS WEBSITE AND THE MATERIALS ARE PROVIDED “AS IS“, “WHEN AVAILABLE”, AND “WITH ALL FAULTS”, WITHOUT REPRESENTATION, WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED REPRESENTATIONS, WARRANTIES OR CONDITIONS OF MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. CarProgramNow DOES NOT REPRESENT OR WARRANT THAT THIS WEBSITE OR THE MATERIALS WILL MEET YOUR REQUIREMENTS OR THAT THEIR USE WILL BE UNINTERRUPTED OR ERROR FREE.
Limitation of liability
YOU ASSUME ALL RESPONSIBILITY AND RISK FOR USE OF THIS WEBSITE AND THE MATERIALS INCLUDING WITHOUT LIMITATION ANY OF THE INFORMATION CONTAINED THEREIN.
SOME JURISDICTIONS DO NOT ALLOW FOR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.
Feel free to contact us at: [email protected] Should you choose to email us, kindly note that the Internet is not a secure medium and any such communication may be lost, intercepted or altered. CarProgramNow is not liable for any damages related to communications to or from us. You agree with respect to any information provided by you to us that:
CarProgramNow has no obligation concerning such information; the information is non-confidential; CarProgramNow may use, disclose, distribute or copy the information and may use any ideas, concepts or know-how contained in the information for any purpose; and the information is truthful and disclosure of the information does not violate the legal rights of others.
This website is controlled, operated and administered by CarProgramNow from the United States. This website can be accessed from all provinces and territories of Canada, as well as from other countries around the world. As each of these jurisdictions has laws that may differ from those of the United States, by accessing this website, you acknowledge and agree that all matters relating to access to or use of this website shall be governed by the laws of the United States and the federal laws of applicable therein (without reference to conflicts of laws principles).
You also agree that any claims or disputes whatsoever arising hereunder shall be submitted to the exclusive jurisdiction and venue of the courts of the United States and acknowledge that you do so voluntarily.
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